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Financing &
Purchase Options
No matter your budget or financial standing, we have a plan that fits you as perfectly as your mattress.
Mattress Firm Credit Card
Applying is as easy as 1, 2, Zzz. Pay for your bed over time, so you have one less thing to lose sleep about.
Special financing† available from 6 – 72 months
A dedicated credit line to use again for any future bedding needs†
No annual fee◊
Financing options available every day, with convenient monthly payments†
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Manage your account here.
Special financing† available from 6 – 72 months
A dedicated credit line to use again for any future bedding needs†
No annual fee◊
Financing options available every day, with convenient monthly payments†
No Credit
Needed Options
No credit, no problem. We have leasing options for everyone to make sure everyone can get the bed of their dreams.
No credit needed lease purchase option
90-day payment option
Instant decision
Flexible payments
No credit needed lease purchase option
90-day payment option
Instant decision
Flexible payments
After you’ve applied, upon approval, you can finish finding your perfect bed online. Or you can print your approval confirmation and bring it into your nearest Mattress Firm to make the bed-buying process even easier.
†Subject to credit approval. Minimum monthly payments required. See store for details.
◊For new accounts: Purchase APR is 29.99%. Minimum interest charge is $2.
